AAA Auto Insurance
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Whether you have a car, pickup or SUV, AAA Insurance can help you find the coverage you need!
You may qualify for these money saving discounts
- Multi-Car
- Auto/Home Coverage
- Defensive Driver Course
- Good Student
- Anti-Theft Device
- Passive Restraint
- Loyal Member Discount®
* Loyal Member Discount® is available on AAA Mid-Atlantic Insurance Company tiered policies only.
Collision Coverage
Provides protection for instances when the vehicle is damaged from colliding with another vehicle or object. The upset of a vehicle is also covered under collision.
Comprehensive Coverage
Includes coverage for everything other than a collision. Examples would be fire, theft, vandalism, falling objects, and glass breakage.
Medical Expense Coverage
Protects you or your passengers from injury during an accident up to 3 years after the event.
Uninsured/Underinsured Coverage
Protects the policy holder in the event another person causes damages and doesn't have insurance or not enough to cover the damages. In the state of Virginia all liability policies will include this.
Loan/Lease Payoff Coverage
Optional coverage that will protect you in the event your vehicle becomes a total loss and there is a gap between the vehicle's actual cash value and the pay off amount of your loan or lease.
Replacement Cost for New Vehicles
Endorsement to the auto policy that will replace a new vehicle with no deduction for depreciation if it becomes a total loss in your first year of ownership subject to the policy deductible. A mileage limitation may also apply.
Rental Car Loss of Use Coverage
You should check your policy to determine if it will not only pay for damage to a rental car you rent and have an accident in, but also pay the rental agency for any loss of use of the rental car that may be claimed while it is under repair and out of service.
Liability Coverage Limits
If you haven't reviewed the amount of liability coverage for Personal Injury and Property Damage Liability in a while, you should. This is the coverage that protects your assets in the event you cause a very serious accident. You may want to ask your agent about an Umbrella Liability Policy to add an additional layer of protection for you and your family.
